TEAM DIRECTORY

We're the most efficient and simplest way to manage buying a home.

Gene Pena

Gene.Pena@lowvarates.com

702-546-7334

State Licenses

NMLS ID: 1992409

Apply now for a better mortgage experience through Encompass

Apply Now

Company State Licenses
Licensing
Privacy Policy

NMLS #1109426. | FAIR LENDER | FAIR HOUSING

© 2024 Low VA Rates, LLC™. All Rights Reserved. Low VA Rates, LLC is not affiliated with any U.S. Government Agency nor do we represent any of them. Corporate Address: 384 South 400 West, Suite 100, Lindon, UT 84042, 801-341-7000. VA ID 979752000 FHA ID 00206 Alaska Mortgage Broker/Lender License No. AK-1109426; Arizona Mortgage Banker License #0926340; Licensed by the Department of Financial Protection and Innovation under the California Finance Lenders Act License #603L038; Licensed by the Delaware State Banking Commission License #018115; Georgia Residential Mortgage Licensee License #40217; Illinois Residential Mortgage License #MB.6761021; Licensed by the New Jersey Department of Banking and Insurance, Ohio Mortgage Loan Act Certificate of Registration #RM-501937.000; Oregon Mortgage Lending License # ML-5266; Rhode Island Licensed Mortgage Lender License #20143026LL; Texas License LOCATED at 201 S Lakeline Blvd., Ste 901, Cedar Park, TX 78613; EAH061020 NMLS ID# 1109426. Click on these links to access our Privacy Policy and our Licensing Information. By refinancing the consumer’s existing loan, the consumer's total finance charges may be higher over the life of the loan. Consumer NMLS Access - NMLS #1109426.

384 S 400 W #100, Lindon, UT 84042

866-569-8272 | contact@lowvarates.com

NMLS #1109426. | FAIR LENDER | FAIR HOUSING

© 2024 Low VA Rates, LLC™. All Rights Reserved. Low VA Rates, LLC is not affiliated with any U.S. Government Agency nor do we represent any of them. Corporate Address: 384 South 400 West, Suite 100, Lindon, UT 84042, 801-341-7000. VA ID 979752000 FHA ID 00206 Alaska Mortgage Broker/Lender License No. AK-1109426; Arizona Mortgage Banker License #0926340; Licensed by the Department of Financial Protection and Innovation under the California Finance Lenders Act License #603L038; Licensed by the Delaware State Banking Commission License #018115; Georgia Residential Mortgage Licensee License #40217; Illinois Residential Mortgage License #MB.6761021; Licensed by the New Jersey Department of Banking and Insurance, Ohio Mortgage Loan Act Certificate of Registration #RM-501937.000; Oregon Mortgage Lending License # ML-5266; Rhode Island Licensed Mortgage Lender License #20143026LL; Texas License LOCATED at 201 S Lakeline Blvd., Ste 901, Cedar Park, TX 78613; EAH061020 NMLS ID# 1109426. Click on these links to access our Privacy Policy and our Licensing Information. By refinancing the consumer’s existing loan, the consumer's total finance charges may be higher over the life of the loan. Consumer NMLS Access - NMLS #1109426.